I work as QA Analyst/Sales Verifier in one of the call centers here in Manila. I started as QA Analyst in a technical account but after 6 months I was transferred to a financial account. We handle one of the credit cards in the US and our agents are also based in the US. The agents offer different programs of the banks to the card holder. All the calls are recorded and we listen to all of them to avoid cases of fraud. Fraud done by the agents they also call it slamming. There are certain guidelines from the client that have to be followed. If the agent did not follow it strictly it will be kicked back and will be considered to be invalid sale. Basically we audit the calls of the agents and there is also a spotchecker who audits the QA Analysts verified calls.
One of the calls I verified yesterday was a good sale. During the presentation of the program there was no negative reaction from the customer. Even during the enrollment question and billing question (BQ) the customer answered an affirmative yes. Due to high call volume when the customer answered yes after the billing question I disposed the call. I did not wait for the agent to finish his closing spiel.
Unfortunately when the call was about to end after the agent finished the closing spiel the customer changed his mind. He refused to the offer but the agent still processed it as good sale. It was the time that I no longer have the call. Our spotchecker got it and report it to the manager. Poor me, for that case I will be suspended for 5 days. I was really confident that it was a good sale knowing that the customer immediately agreed to enroll. The lesson we learned in our team was to listen to the entire call.
To work in a financial account is really risky. Especially that from previous years United States had so many cases of fraud and identity theft. Identity theft is stealing someone's identity like personal data, social security number, bank accounts or credit card number to personally profit at his expense. It takes years and big amount of money to restore a reputation in the community and erroneous information.